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And a smiley face for correct spelling and grammar. Bravo.
Smart kid indeed... suck on that occupy wallstreet crybabies.
@timerider2009 For all? world wide? or just nation wide...?
He's not the 99% unless you include the taxes he'll have to pay for the Wall Street bailouts.
There's another myth here I'd like to point out, one that this individual hasn't the life experience of.
Not everyone's lives are structured solely on individual choice.
There's luck. You're birthright alone is a strong indicator of where your life will take you. A white child born in upper middle class american suburbia fare much better straight out of the womb than much of the world. Do children choose what schools they will attend, nurturing, tutoring, music lessons..etc. etc. a childs lif More..e is very influential yet they have little control over it.
Illness or accident. One might get sick or injured and all those wonderful plans you had for the future can go straight down the toilet.
Catastrophe. Again, a good hurricane, tornado, earthquake, flood or fire can really put a damper on things.
Others poor decisions. See Enron, Merk, Bank of America. Any place where you get thousands of layoffs.
Just some food for thought. Less..
She will be taxed heavily and punished for any financial gain she receives from her own hard work, driven out of business by stupid regulations and then get assistance when she loses her house. The politicians have this all figured out.
Debt free largely because of two scholarships.
She has to understand not every team can win the World Series.
Even if every single student qualified for all the scholarships available there's just so much to go around. A simple concept for any 3.8 GPA college student wrap her brain around.
@Peckerhead You make a good point.
@Peckerhead while i agree with you, all schools still have work study programs. every non-white i went to school with was AUTOMATICALLY set up with one. by the time i stepped in and signed up, all the jobs were gone. i worked at a restaurant, soaking up every type of hour I could (washing dishes, waiting tables, cashier). i paid for college out of my own f-ing pocket. it was not fun.
But this individual didn't, and not everyone can have 90% of their tuition covered by scholarships and walk away debt free. His/Her debt free status is not the norm.
Truly she/he is not one of the 99.5%
Now when he wants to get a better job, find a girl, afford a home and start a family but finds homes overpriced to start or depreciated due to bank mismanagement and now has an enormous debt or a foreclosure or unstable job market which potentially put his family who is living paycheck to paycheck on the street.
I enjoyed being a carefree kid too. Times were easy and I didn't mind eating Ramen each meal. Look forward to his perspective when he grows up.
@Trenz-- Overpriced and depreciated? Pick one. If your home was overpriced when you bought it that would explain the subsequent depreciation.
@dorbie You don't pick one. It is not a point but a timeline. Homes were overpriced then the bubble burst and they depreciated. That is why so many people are under water. That isn't the result of personal accountability, but the system itself. Get it now? This kids minimum wage job wouldnt even get him in the game in the first place. Nothing like a self righteous kid who hasn't lived in the real world. Sounds like you.
@Trenz-- I was there too, I didn't buy because they were overpriced and watched fools buy homes that were skyrocketing in a bubble. There were more and more idiots buying homes who could not afford them and relying on the appreciation in value and introductory rates to pay their bills.
This was OBVIOUS. I could have bought and comfortably covered my loan but I rented. My elderly parents talked about investment property in 2005-2006, I told them not to and that the market was utterly f'd and due More.. for a correction.
Self-righteous kid? You patronizing dumb fuck. I was living in the real world while morons like you were driving over a cliff.
So listening to you cry like a child that's skint their knee and blaming the banks for everything is just pathetic. Don't tell other's to grow up when you're the one playing the child.
Your goals are contradictory, what we pay for a home is somewhat arbitrary and set by perception but individuals buying property and licking their chops as their "investment" value goes up just cracks me up at the stupidity, it puts THEIR OWN grandkids out of a home when it's their turn to settle down.
It is all about personal accountability, GET IT NOW? Less..
First, you know nothing about me. I am not under water in my home and have no idea what the fuck you are talking about me putting my grandkids out of a home. I saw as much of the leading indicators of trouble as many did and invested appropriately. But, why did the bubble come, why would something so large as hyperinflating home rates occur in the first place? It's great that individuals can say they were smart and did this or that, but you are just bouncing off the circumstances th More..at occur, not discussing whether they should have happened in the first place. That is what the banks and policymakers are responsible for. It is not JUST about personal accountability, it is about accountibility of those who are in the position of power who create the problems in the first place. Is it not well understood in year 7 of our recession that the banks and policies of governement are what CAUSED THIS? National Debt and unchecked banking. GET IT NOW? If this recession doesnt end sometime soon, it wont just be a recession but the degrading of our whole society for a very long time. While people try to raise families, get real jobs above minimum wage, and keep savings and retirement while having to assume the housing market is fucked as is the stock market, it leaves fewer options for making real wealth. Not something some kid on minimum wage gets. You starting to wake the fuck up yet? Less..
@Trenz-- I took you at your statements at face value. You want to go around stating hypotheticals and making assumptions about me then you get the same right back at you.
The fact is you're bitching about all these dumbasses being underwater when THEY and nobody else bought subprime into a bubble.
That's why the bubble happened and burst. Easy loans mandated by the left in congress.
Anyone asking what caused this has been out of touch for years.
@defect At some schools they do, my wife got one and let me tell you....
@defect I guess he's trying to say his high school grades made him to get those scholarships. Not sure though since i'm not familiar with your schooling system.
Awesome stuff!! But life does get messier the older you get. But it sounds like he or she is headed in the right direction and mind set for sure! btw, is it a guy or a girl? everyone is saying both on here lol
Great sign,and true.
God Bless her, there is hope.
*Cancel the movers!*
Mhm.... and this kid still lives in a cheap apartment... Just wondering what his nifty little poster would say if he had bought a house for 200k mortgage and 2 years later it's worth half of that?
Does doing well in high school equate to magik scholarships popping out of the ground? He has no debt because the taxpayers pay for this assholes tuition....fucking elitist little sponge.
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