Oshkosh - Inside, the coffee is on and the wood stove is burning.
Outside, there is cold and ice.
This is where Jeff Jacobs lives: a 42-year-old, 35-foot houseboat with a dead engine stuck in the ice on the Fox River until spring.
It wasn't meant to be this way.
Beset by financial problems after brain surgery at the Mayo Clinic, losing his business caring for the elderly and developmentally disabled, getting divorced, losing his house in foreclosure and having his tow boat repossessed, the unemployed 54-year-old subsists on disability payments.
Despite the setbacks, he considers himself fortunate.
"It is difficult to feel sorry for yourself because I'm living in a boat. I'm better off than so many others. I could be under a bridge or in a cardboard box," said the self-described river rat.
When he first arrived at the park dock after towing the boat on the river from
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