Los Angeles, May 21 – Dr Joseph Zernik, a Los Angeles County resident filed with the Los Angeles FBI White Collar Crime Squad Supervisor – Mr Steven Goldman complaint [1] against Nivie Samaan, Jae Arre Lloyd (formerly Timothy Lloyd Morrow – a convicted felon), Victor Parks (Pacific Mortgage Consultants), and Maria McLaurin (formerly Countrywide Home Loans, Inc, San Rafael – today – Bank of America Home Loans, San Rafael Branch) – for various types of fraud, including, but not limited to real estate fraud, wire/fax fraud against an individual and against a financial institution, operating loan/mortgage brokerage with no license by a convicted felon, and large-scale mortgage fraud against the US government and the US tax payer - in funding sub-prime loans with no authorized underwriting at all. The pattern of criminalities alleged in the complaint incurred losses to US taxpayers at billions of dollars per year at the San Rafael Branch of Countrywide alone – today- the San Rafael Branch Bank of America Home Loans. It is part of conduct that FBI repeatedly promised US Congress to investigate and later - to speed-up investigation of. The complaint provided highlights of the voluminous evidence of the alleged criminal schemes held by Dr Zernik.
Dr Zernik was never involved in any foreclosure, bankruptcy, or mortgage default of any kind. The culmination of the fraud schemed described in the complaint took place in November – December 2007: The property at 320 South Peck Drive, Beverly Hills was forcibly and unlawfully taken from Dr Joseph Zernik by Mr David Pasternak in collusion with Nivie Samaan, Jae Arre Lloyd, Maria McLaurin, Victor Parks, and others, for private use, and with no compensation to Dr Zernik at all. Consequently, David Pasternak Conducted conveyance of title of the 320 South Peck Drive property, which was opined by Mr James Wedick, a decorated FBI veteran, as fraud. Later, in an August 2008 letter, Mr Wedick recorded his communications with FBI Special Agent assigned to the case, where the Special Agent agreed with Mr Wedick that Dr Joseph Zernik was a victim of real estate fraud, and that it was within the duties and obligations of FBI to investigate and provide protection under such circumstances.
The complaint noticed that since January 2008 FBI has repeatedly promised the US Congress to investigate, and later to “speed up” investigations related to conduct of sub-prime lenders that caused the current crisis. The case at hand provided compelling evidence of the large scale fraud in underwriting of residential loan applications (1003) at Countrywide Home Loans, Inc., San Rafael Branch, starting as early as 2004. The conduct at the San Rafael Branch alone was alleged to have resulted in billions of dollars per year in liabilities to the US tax payer. Furthermore, Maria McLaurin, who was alleged in the complaint as a key-figure in such large-scale fraud schemes against the US government in underwriting fraud of sub-prime residential loans, continued to manage the San Rafael Branch, today - under Bank of America Corporation.
Conditions in Los Angeles County, California, which were reflected in the complaint, were claimed as contrary to the duties and obligations of the US government pursuant to international law – the Universal Declaration of Human Rights, and also contrary to international accords – the Basel Accords on international banking.
FBI and the Los Angeles White Collar Crime Squad were requested to initiate investigation, to provide Dr Zernik equal protection under the law, and to return to Dr Zernik’s possession his lawful property at 320 South Peck Drive, Beverly Hills, California. Copies of the complaint were forwarded to the chairs of the judiciary and banking committees of US Senate and House of Representatives, to US banking regulator – Comptroller of the Currency, to the UN High Commissioner on Human Rights – as part of the 2010 review of Human Rights in the United States, and to the Basel Accords Committee.
LINKS:
[1] FBI Complaint against Nivie Samaan, Jae Arre Lloyd –formerly Timothy Lloyd Morrow, Maria McLaurin and others:
http://www.scribd.com/doc/31725728/10-05-21-Compaint-Filed-with-FBI-Against-Nivie-Samaan-Jae-Arre-Lloyd-a-Convicted-Felon-Maria-McLaurin-and-Others